Finanztrack
FinanzTrack solves the real frictions of everyday financial life.
Every entry appears instantly on your partner's screen. No delay, no voice messages, no shared spreadsheets.
Missing income, overspent categories, negative balance — you're notified at the right moment, not at month-end when it's too late.
Personalised advice based on your real data. Snowball & Avalanche simulators, compound interest calculator, health score 0–100.
FinanzTrack covers every aspect of your financial health — from daily tracking to long-term strategy.
Enter your monthly income. The budget allocates automatically — needs, wants, savings. Editable at any time.
FreeCreate a household, invite your partner. Every update is visible in real time. Or share with a delegated read/edit access.
Family Plan4 categories — income shortfall, over-budget spending, low savings, negative balance. Contextual reminders triggered at the right time.
FreeAn assistant that knows your data. Interactive chat, monthly insights, personalised advice on your spending and goals.
Family PlanSnowball & Avalanche simulator — see which strategy frees you fastest. Compound interest calculator to project your wealth.
FreePlanned vs actual charts, financial health score 0–100, 12-month projection. Understand your trends and find levers for improvement.
FreeImport from CSV, Excel or PDF with a smart wizard and auto-matching. Export your reports in 3 formats for archiving or accounting.
Family Plan2-layer 2FA — TOTP (Google Authenticator, Authy) + Email OTP + 10 backup codes. Google sign-in. No access to your bank accounts.
FreeNo training, no manual. FinanzTrack guides you through every step.
FinanzTrack is used by families and couples across France, Germany and the UK.
We were always arguing about money — different apps, different spreadsheets. FinanzTrack fixed that in one week. Now we see everything together.
The AI financial coach surprised me — it actually reads my data and gives relevant advice. Not just generic tips. Highly recommended.
I was skeptical at first but the 50/30/20 budget set itself up automatically. Three months in and I've already saved more than all of last year.
Start free with all essential features. Unlock the Family plan when you need it — with a 14-day trial included, no card required.
The 14-day trial requires no credit card and is triggered when you want to access a Family feature. The launch offer at €7.99 applies to the first subscription month only. Cancel anytime.
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No. FinanzTrack never requests access to your bank accounts. Everything is entered manually, ensuring your complete privacy.
Yes. Encrypted connection (HTTPS), two-factor authentication (TOTP + Email OTP + backup codes), and no banking data stored on our servers.
No. The Family trial is triggered automatically when you access a Family feature — no card, no commitment.
Yes, with no notice period or cancellation fee. Your Free plan stays active indefinitely with all its features.
A household can include your partner and family members. Each person has their own account with read or edit permissions, revocable at any time.
The Free plan covers complete solo budget management. Family adds real-time sharing, the AI financial coach, and advanced import/export (CSV, Excel, PDF).
Yes. FinanzTrack is an installable PWA — data entry works offline and syncs automatically as soon as your connection is restored.
Yes. FinanzTrack accepts CSV, Excel and PDF files with a smart wizard that automatically recognises your columns and categories.
Budget set up in 2 minutes. Essential features free forever. Family features available with a 14-day trial, no card.
Get started for freeFree forever · Family features: 14-day trial, no card · Cancel anytime